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Many people have been in a minor auto accident or ‘fender bender’ at some point in their driving lives. This is very common. It is best to have auto insurance so a minor accident does not become a major deal.

You have to make sure you know what to do and what not to do after an accident, though. You can get stressed after you’ve had an accident and say or do the wrong thing. You can also forget to get the needed information and cause yourself trouble that way. It’s important to know what to do before you find yourself in that situation.

First, so long as no one is hurt, move the cars out of the road. This is very important especially if the accident happened in an intersection.

You don’t want to cause more accidents by blocking the roadway. Leaving your car in the middle of an intersection can cause more accidents and injuries. Before you start to move the cars, though, be sure to turn on hazard lights.

The second thing to remember is that you need to call the police. In some areas, police will show at even minor accidents and write up an accident report, while in other areas there must be injuries for police to come to the scene. Regardless, call the police and see if they will send someone. Having an accident report can make filing a claim with your auto insurance much easier.

Here is the most vital step to remember: you must exchange information with the other driver. Each of you needs the other party’s name, phone number, insurance carrier, policy number driver’s license number, and license plate number. It is also a good idea to get some details on the other vehicle, such as make, model, year and color.

While you are exchanging information don’t make small talk. It’s too easy to say the wrong thing. Don’t apologize for anything or admit fault in any way. Let the police determine who is at fault.

If you have a camera or camera phone, get out and take some pictures of the vehicles. Try to get shots of both, including the damage done, and get a few shots of the cars’ position in relation to each other. Then when you leave the scene of the accident, call your insurance company and report the accident and provide all of the relevant details they request.

This author also regularly gives advice on products such as best cat toys and catnip cat toy.

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Filed under: Motorcycles